About Us
We have over 125 Vetted, Trained, and Certified Federal Benefits & Retirement Specialists
The FRIP Leadership Team
Kyle Bosworth
National Director, Income Planners
Financial Professional | Army Veteran | Federal Benefits Specialist
Kyle Bosworth is a distinguished financial professional committed to helping individuals, particularly federal employees, navigate their financial futures confidently. With over a decade of experience in life insurance and financial services, Kyle specializes in maximizing federal employee benefits, ensuring they make informed decisions for a secure and successful retirement.
A U.S. Army veteran, Kyle served six years as a Sergeant, including deployments in support of Operation Enduring Freedom and Operation Iraqi Freedom I. His service earned him the Global War on Terrorism Expeditionary Medal, underscoring his direct involvement in overseas operations. His time in the military instilled in him the values of discipline, integrity, and a mission-first approach—qualities that now define his financial practice.
Following his military service, Kyle pursued higher education, earning an MBA from Lindenwood University. He then spent 13 years excelling in sales, including over 10 years in the life insurance industry with major carriers like New York Life. His expertise in federal benefits and retirement planning has made him a trusted advisor to government employees seeking to maximize their financial potential.
With a strong background in business ownership and client-focused solutions, Kyle brings a unique combination of leadership, analytical expertise, and personalized service to every client interaction. His mission remains the same as in the military—to serve with excellence, protect those who rely on him, and ensure long-term success for those he advises.
Rick Katz
Head Coach and Founder
Financial Professional | Registered Federal Contractor | Federal Benefits Specialist
​Rick Katz is a distinguished leader in the Financial Services industry, bringing over 45 years of expertise and innovation to the field. Affectionately known as “Marco Polo” for his vast and varied experience, Rick has navigated nearly every facet of the industry, from executive leadership to hands-on mentorship.
Rick’s journey began at Temple University, where he studied Insurance & Risk Management, followed by graduate studies in Insurance and Business Law at the prestigious Wharton School of the University of Pennsylvania. His career spans influential roles including Chief Marketing Officer of an insurance company, Vice President of Sales, Director of Advanced Planning, Regional Vice President, and Agency Owner. He is also the founder of Fed Retirement Income Planners, where he has dedicated years to helping federal employees maximize their benefits and secure their financial futures.
Rick has served as an Educational Contractor for the Department of Defense, providing critical financial education to those who serve our nation. A gifted trainer and mentor, he has built a reputation for his ability to communicate across all organizational levels, leading teams to exceptional performance and lasting success.
Beyond his corporate impact, Rick is a celebrated author of Create Intentional Success, Delayed Gratification, and Letters From a Marine. He also pioneered the 8 Habits of Successful Financial Professionals, a structured approach that has propelled countless advisors and clients to new heights. Known for his ability to seamlessly translate complex financial concepts into clear, actionable strategies, Rick bridges the gap between industry expertise and client understanding.
Outside the boardroom, Rick finds joy in family gatherings, especially when he’s behind the grill, creating memorable moments with loved ones.
Ozzie Fishman
Senior Regional Income Planner
Financial Professional | Community Volunteer | Federal Benefits Specialist | USAF Veteran
Ozzie Fishman is a distinguished financial professional with over four decades of expertise in retirement planning, wealth management, and federal benefits. His career has spanned leadership roles at some of the most respected financial institutions, including Merrill Lynch, Wells Fargo Securities, UBS Financial Services, and RBC Financial Services. Currently, he serves as a Senior Financial Associate and Qualified Retirement Plan Specialist at Fed Retirement Income Planners, where he helps individuals and families navigate their financial futures with confidence.
Ozzie’s expertise is backed by an impressive academic and professional background. He holds an MBA from the University of Phoenix and has completed executive education programs at The Wharton School of the University of Pennsylvania and Harvard Business School. He is a Certified Financial Planner (CFP Emeritus) and a Chartered Retirement Plan Specialist (CRPS), among other financial certifications.
Before launching his career in financial services, Ozzie proudly served in the United States Air Force from 1971 to 1977, achieving the rank of Technical Sergeant (E-6). His military service instilled in him a strong sense of discipline, leadership, and dedication—qualities that have defined his professional and community contributions.
Beyond his professional achievements, Ozzie is deeply committed to community service. He served as President of a local Chamber of Commerce for nine years, held board positions for organizations such as the Arthritis Association and the Lung Association, and has been actively involved in charitable initiatives like Meals on Wheels, Cards for Kids, and local food banks. His dedication to service also extends to hands-on work, including a summer spent building an entire home for Habitat for Humanity.
An advocate for lifelong learning and leadership, Ozzie has also founded and led a regional business networking organization for over a decade, fostering collaboration and professional growth among his peers. His unique combination of financial acumen, military discipline, leadership experience, and passion for community engagement makes him a trusted advisor and an invaluable resource in the financial planning industry.